Rates
12 Month Certificate - 4.00% apy*
5 Year Bonus Certificate - up to 3.05% apy*
Money Market Rates -
up to 3.00% apy*
Download Apps
Mobile Banking App
Credit Card App
Prime Checking Bundle
(High-Yield Checking Account)
Discover the Prime Checking Bundle
Become a member of CACL Financial and maximize your savings with our Prime Checking Bundle, offering an impressive 5% APY* on balances up to $10,000. Take advantage of our high-yield checking account designed to reward your financial responsibility.
Benefits of the CACL Financial Prime Checking Bundle
HIGH YIeLD CHECKING ACCOUNT | |||
Earn an impressive 5% APY* on balances up to $10,000, allowing you to grow your savings faster and reach your financial goals sooner. | |||
CONVENIENT AND FLEXIBLE | ||||
Enjoy the convenience of online banking with e-statements and direct deposit options, making it easier than ever to manage your finances from anywhere, anytime. | ||||
PERSONALIZED EXPERIENCE | ||||
Experience the perks of personalized banking with our Prime Checking Bundle, tailored to meet your individual needs, with personalized support and guidance from our dedicated team of professionals. | ||||
Key Features of a CACL Financial
Prime Checking Bundle
- Earn 5% APY* on balances up to $10,000
- No monthly fees
- Convenient online banking with e-statements
- Direct deposit option with a minimum of $500 per month
- Access to courtesy pay
- Personalized customer support
- Secure and reliable banking experience
Prime Checking Bundle Rates
| Deposit Amount | APR | APY* | |
|---|---|---|---|
| Bonus Rate** | $0-$10,000 | 5.00% | 5.116% |
| Base Rate | Over $10,000 | .10% | .10% |
| Missing Monthly Requirements | Over $0.00+ | .10% | .10% |
*APY (Annual Percentage Yield) as of 04/01/2024 and subject to change.
**5.00% APY earned on the portion of your daily balance that is less than or equal to $10,000 if monthly requirements for Bonus APY are met; 0.10% APY earned on the portion of your daily balance that is less than or equal to $10,000 if monthly requirements are not met; 0.10% APY earned on the portion of your daily balance that is greater than $10,000. Monthly requirements for Bonus APY: (1) Average daily balance of $5,000.00 (2) Enrollment in e-statements; (3) A combined total of at least 20 cleared debit card transactions or cleared ACH transactions as of 11:59PM prior to close of month end on this Prime Bundle Checking account; and (4) Direct deposit(s) or electronic auto payment (ACH) totaling $500.00 or more. Rates may change after account is opened. Fees could reduce the earnings on the account. One account per Member.
How to Open the CACL Financial Prime Checking Bundle
COMPLETE A MEMBERSHIP APPLICATION | |||
Step 1 | Visit a branch or fill out the online membership form. If you work, live, worship, or attend school in Schuylkill County, you can become a member. | ||
OPEN A MEMBER SAVINGS ACCOUNT | |||
Step 2 | Make a $5 deposit into a member savings account. This account is required for all members of CACL Financial. | ||
CONTACT THE CU TO TALK TO A REPRESENTATIVE | |||
Step 3 | Once, you’ve opened your member savings account, you can contact the CU and talk to a representative to open your Prime Checking Bundle. | ||
Testimonials
"Great customer service and excellent loan department. Highly recommend!"
- Ally S.
"I would like to extend my gratitude to Tasha at the Pottsville branch. Tasha has been with me and my brother since we started our plumbing business two years ago and really helped us start to the whole banking end. With Tasha's knowledge and dedication and constant support, she really has made the whole process painless...Tasha's dedication and quick response with anything we need for any documents or banking statements has been a great help and I look forward to keep using CACL for not only my personal bank but my business for years to come."
- Kyle and Matt S.
"I wanted to reach out regarding Lacey Hartranft, These last couple months I have been nothing but a pain in the butt. I am buying a home and the mortgage company needed a million documents. I work for a demanding job and I don't have time to be on the phone. I work on cancer clinical trails. I'm in meetings with different regions of the country all day long. I send one message on the CACL App and Lacey responds instantly with the documents I need right to my email. She is always extremely friendly no matter what I'm asking for. I just wanted to point it out because I asked for a survey however, CACL doesn't provide a survey for customer service. I don't want her work to go unnoticed because she has been an essential part of helping me close on my next home. She goes above and beyond for her job and I want to thank CACL as a whole for all of Lacey's efforts. Again, thank you and have the best day!"
- Cara L.
Prime Checking Bundle FAQs
| Question: When will I receive the 5% APY* dividends? |
|---|
| Answer: Dividends will be paid at the end of the last calendar day of the month assuming all requirements** have been met to earn the stated dividend. |
| Question: Can I apply for the Prime Checking Bundle online? |
| Answer: Yes, you can start the membership application process online. Once you’re a member, you can officially open the Prime Checking Bundle by contacting the credit union and talking to a representative. |
| Question: Is there a limit to the number of Prime Checking Bundles I can open? |
| Answer: Yes, the Prime Checking Bundle is limited to one per member. |
Why Wait? Apply Today!
Don't let opportunities pass you by. Take advantage of our Prime Checking Bundle and unlock to get 5% APY* up to $10,000. Become a member now and experience the benefits of banking with CACL Financial.
Still Have Questions?
Reach out to us at questions@caclfcu.org or call us at 570-628-2400 for personalized assistance.
*APY = Annual Percentage Yield
