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FRAUD AWARENESS REMINDER:

CACL will NEVER contact you directly and ask for specific confidential information (login credentials, PIN, card number, etc.). Be aware of fraudulent text and phone scams and take extra precaution.
If you are contacted unprompted, please call us at 570-628-2400. We are here to help keep your accounts safe.

Become a Member

Individuals and businesses in Schuylkill County can become members of CACL Federal Credit Union. We offer a variety of financial services to meet your needs. Experience the benefits of banking with a community-focused credit union dedicated to serving Schuylkill County.

Women Smiling.

Membership Eligibility

To become a member, visit any of our branch offices with a valid state-issued ID and a $5 deposit. For business accounts, please also bring your EIN certificate.

What You Need To Open An Account
Social Security Number or Tax ID

U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person

Driver's License or Passport

For your identity protection, we require a photo of your driver's license as well as a photo of yourself to verify you are a real person

$5 Deposit

Please be prepared to fund your new account online with a minimum deposit of at least $5 Get Started

Membership Account Features

  • No prepayment penalties
  • No Minimum Deposit: Start your account with just a $5 deposit.
  • Competitive Deposit Rates: Grow your savings with attractive interest rates.
  • No Annual Maintenance Fees: Enjoy fee-free account maintenance.
  • HY WOW! Checking: Benefit from a checking account with no monthly fees or minimum deposit requirements.
  • Online Banking & Free Bill Pay: Manage your finances conveniently online.
  • Mobile App with Remote Check Deposit: Access your accounts and deposit checks from your mobile device.
  • Free Text Alerts: Stay informed with account updates via text.
  • EMV Debit Cards: Secure and widely accepted debit cards for your transactions.
  • 29,000 Surcharge-Free ATMs: Access your money without fees at our CACL branches and select network partners.
  • Free Coin Counter: Easily convert your loose change into cash.

Open a Member Business Account

Our business accounts are available for any nonprofit, partnership, corporation, LLC, association, unincorporated association, club, or organization.

Business Account Features
  • No Minimum Deposit
  • Competitive Rates
  • No Annual Maintenance Fees
  • Online Banking
  • Debit Cards
Member Business Loans

We offer a variety of loans to meet your business goals. Contact us for more information at businessloans@caclfcu.org.

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