Become a Member
Individuals and businesses in Schuylkill County can become members of CACL Federal Credit Union. We offer a variety of financial services to meet your needs. Experience the benefits of banking with a community-focused credit union dedicated to serving Schuylkill County.

Membership Eligibility
To become a member, visit any of our branch offices with a valid state-issued ID and a $5 deposit. For business accounts, please also bring your EIN certificate.
What You Need To Open An Account
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Social Security Number or Tax ID | |||
U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person |
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Driver's License or Passport | ||||
For your identity protection, we require a photo of your driver's license as well as a photo of yourself to verify you are a real person |
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$5 Deposit | ||||
Please be prepared to fund your new account online with a minimum deposit of at least $5 Get Started |
Membership Account Features
- No prepayment penalties
- No Minimum Deposit: Start your account with just a $5 deposit.
- Competitive Deposit Rates: Grow your savings with attractive interest rates.
- No Annual Maintenance Fees: Enjoy fee-free account maintenance.
- HY WOW! Checking: Benefit from a checking account with no monthly fees or minimum deposit requirements.
- Online Banking & Free Bill Pay: Manage your finances conveniently online.
- Mobile App with Remote Check Deposit: Access your accounts and deposit checks from your mobile device.
- Free Text Alerts: Stay informed with account updates via text.
- EMV Debit Cards: Secure and widely accepted debit cards for your transactions.
- 29,000 Surcharge-Free ATMs: Access your money without fees at our CACL branches and select network partners.
- Free Coin Counter: Easily convert your loose change into cash.
Open a Member Business Account
Our business accounts are available for any nonprofit, partnership, corporation, LLC, association, unincorporated association, club, or organization.
Business Account Features
- No Minimum Deposit
- Competitive Rates
- No Annual Maintenance Fees
- Online Banking
- Debit Cards
Member Business Loans
We offer a variety of loans to meet your business goals. Contact us for more information at businessloans@caclfcu.org.
